Ignore the Armature. Use the Volume Deform modifier (Blender 4.0+). Place empty objects as "Gravity points" and "Attraction points."
Developers added soft-body physics to clothing. Shirts wrinkled; skirts swayed. But the body itself remained a hard capsule. vr blobcg new
Realistic avatars trigger the uncanny valley. Blobs trigger the "cute aggression" response (the urge to squeeze something adorable). Social VR is about comfort. It is much less intimidating to talk to a soft, glowing blob than a realistic digital twin. Ignore the Armature